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Our past, present, and future. Get to know where we’ve been and where we’re headed as one of Canada’s leading property and casualty insurance companies.

Winter in Canada means more than just a wardrobe change. For farmers, it’s a crucial period of preparation. Planning for cold conditions now can prevent potential setbacks and expenses come spring. Follow this guide of essential winterizing tips to protect your land, buildings, and equipment...

It’s no secret that Canadian weather can be a bit unpredictable. The arrival of spring may bring a welcome end to a cold winter, but spring thaw (along with spring rain) can also bring flooding. Floods can cause major headaches for your farm, ruining feed storage and damaging equipment. But don...

As climate change creates more severe weather events, many of which result in water damage to Canadians’ homes, some houses are more at risk for flooding than others. According to the Institute for Catastrophic Loss Reduction , these factors — among others — can increase your basement’s risk...

A wildfire can be devastating — threatening the livelihoods, homes, and equipment of Canadian farmers. But the good news is, with a little prep, you can reduce your risk of damage and protect your operation. Why is wildfire preparation so important? Wildfires in Canada can spread fast, fueled...

Animals are a beautiful part of our Canadian landscape, but even the smallest of neighbourhood rummagers can do a great deal of damage to your home and property. It’s not always easy to predict when pesky pests like raccoons, squirrels, skunks, or chipmunks (or coyotes and bears in more rural...

Most standard home insurance policies come with limited coverage for water damage. According to the Insurance Bureau of Canada, 1.5 million households are at risk of flooding , so it’s more important than ever to make sure your insurance policy has the right coverage against water damage...

For many Canadians, especially first-time homebuyers , saving enough money to buy a house can seem daunting. With the rising cost of living and competitive housing markets in many areas across the country, putting enough money aside to become a homeowner may even seem impossible. However, small...

If you’re trying to be more eco-friendly at home, we have good news! There are several simple lifestyle changes and home upgrades you can make to consume less energy, produce fewer emissions, and decrease your carbon footprint. Follow these simple steps to be more sustainable — right from the...

Thanks to Canada's cold winters and hot summers, a significant amount of energy is used to heat and cool homes each year. Fortunately, new technology is making it easier to produce fewer emissions without forcing you to compromise your comfort. If you're hoping to make your home more...

Those glistening icicles hanging from your roof may give your home that quaint, wintery look you love, but they could also be trying to tell you that something isn’t quite right. Icicles can be a telltale sign that an ice dam has formed on your roof, preventing melting snow from escaping through...

Powering your house can be costly to both your wallet and the environment, especially if you're relying on non-renewable energy sources, like natural gas or oil. Fortunately, Canada currently gets 66% of its electricity from renewable sources like hydroelectricity, wind, and solar rays — but...

The holiday season brings family, food, and cheer! We all know pets are part of the family, so including them in your holiday festivities is a no-brainer. Keep these five basic tips in mind to avoid any mishaps and keep your pets safe over the holidays. Secure your holiday decorations and...

From drain cleaner to windshield washer fluid to cooking spray, you likely have a variety of chemical products in your home and garage. While you may not think much about these products until you need to use them, every chemical product can pose a unique risk to you or your home if used or...

If you’re in the market for a new home, you might be considering buying one that isn’t actually new . Older houses often come with character and quality that’s tough to duplicate, and they typically boast more land and square-footage than newer builds. However, older homes are also more likely...

What we do every single day plays a large role in preventing both forest fires and house fires. Whether it's failing to put out a campfire properly or leaving a boiling pot unattended on the stove, human error can easily spark a fire. Luckily, you can protect your home and community by taking...

One of the most common myths about home insurance is that renters just don’t need it, plain and simple. But whether you’re a first-time renter or you’ve been renting your space for years, you should know that your landlord’s insurance policy is probably not designed to protect you or your...

While it can be fun to take on DIY home renovation projects, there are some jobs that are best left to the pros. When done incorrectly, projects like countertop replacement, intricate tile work, and cabinet installation, for example, can actually decrease your home’s value — so get the most...

Whether you’ve lived in a high-rise for years or you’ve just downsized from a house to a condo, growing an indoor or balcony garden can be a great way to add a little colour and life to your space. Learn about the different types of apartment gardens and pick up some practical pointers to keep...

Your cottage is a place of serenity away from the hustle and bustle of everyday life. But if your getaway is on a lake, your shoreline could be compromised if you're not taking steps to maintain it. Erosion to your shoreline not only leaves wildlife without shelter and food sources, but over...

Whether you've recently been bingeing home makeover shows or you've always been a weekend project warrior, spending more time at home can make you take a closer look at your space and see room for improvement. If you're feeling creative and have a little extra time on your hands, there are...

What many typically think of as “grilling season” has officially come to an end — but did you know you can cook outside all year long when you take some precautions and properly prepare your space? Consider these tips if year-round barbecuing is in the forecast for your family: Give your...

Strong, gusty winds can do some serious damage to your property — and especially to your roof, which could end up with missing shingles or damage caused by falling trees or debris. The good news is most home insurance policies include coverage for damage caused by windstorms. Learn more about...

If you’re thinking about making some home improvements this year, why not choose projects that could help you save on home insurance? Here are seven premium-reducing upgrade ideas to get you started. Thinking about installing a sump pump or backwater valve in your home? Don’t wait — both...

If your small business deals with cargo or heavy equipment, you know how crucial it is to keep your assets safe. Theft isn’t just a headache; it’s a costly risk that can seriously disrupt your operations. But with a few proactive strategies, you can significantly reduce the chances of your...