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What are heat pumps

Thanks to Canada's cold winters and hot summers, a significant amount of energy is used to heat and cool homes each year. Fortunately, new technology is making it easier to produce fewer emissions without forcing you to compromise your comfort. If you're hoping to make your home more...
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How to keep that dammed ice off your roof

Those glistening icicles hanging from your roof may give your home that quaint, wintery look you love, but they could also be trying to tell you that something isn’t quite right. Icicles can be a telltale sign that an ice dam has formed on your roof, preventing melting snow from escaping through...
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Power your home with solar energy

Powering your house can be costly to both your wallet and the environment, especially if you're relying on non-renewable energy sources, like natural gas or oil. Fortunately, Canada currently gets 66% of its electricity from renewable sources like hydroelectricity, wind, and solar rays — but...
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how to keep pets happy over the holidays

The holiday season brings family, food, and cheer! We all know pets are part of the family, so including them in your holiday festivities is a no-brainer. Keep these five basic tips in mind to avoid any mishaps and keep your pets safe over the holidays. Secure your holiday decorations and...
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Household chemical product hazard symbols

From drain cleaner to windshield washer fluid to cooking spray, you likely have a variety of chemical products in your home and garage. While you may not think much about these products until you need to use them, every chemical product can pose a unique risk to you or your home if used or...
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Buying an older home

If you’re in the market for a new home, you might be considering buying one that isn’t actually new . Older houses often come with character and quality that’s tough to duplicate, and they typically boast more land and square-footage than newer builds. However, older homes are also more likely...
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Fire prevention guide

What we do every single day plays a large role in preventing both forest fires and house fires. Whether it's failing to put out a campfire properly or leaving a boiling pot unattended on the stove, human error can easily spark a fire. Luckily, you can protect your home and community by taking...
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A renter’s guide to tenant insurance

One of the most common myths about home insurance is that renters just don’t need it, plain and simple. But whether you’re a first-time renter or you’ve been renting your space for years, you should know that your landlord’s insurance policy is probably not designed to protect you or your...
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Things to think about when hiring a contractor

While it can be fun to take on DIY home renovation projects, there are some jobs that are best left to the pros. When done incorrectly, projects like countertop replacement, intricate tile work, and cabinet installation, for example, can actually decrease your home’s value — so get the most...
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Gardening in an apartment or condo

Whether you’ve lived in a high-rise for years or you’ve just downsized from a house to a condo, growing an indoor or balcony garden can be a great way to add a little colour and life to your space. Learn about the different types of apartment gardens and pick up some practical pointers to keep...
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Protect your cottage’s shoreline from erosion

Your cottage is a place of serenity away from the hustle and bustle of everyday life. But if your getaway is on a lake, your shoreline could be compromised if you're not taking steps to maintain it. Erosion to your shoreline not only leaves wildlife without shelter and food sources, but over...
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DIY projects with materials you already own

Whether you've recently been bingeing home makeover shows or you've always been a weekend project warrior, spending more time at home can make you take a closer look at your space and see room for improvement. If you're feeling creative and have a little extra time on your hands, there are...
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Tips for barbecuing in the winter

What many typically think of as “grilling season” has officially come to an end — but did you know you can cook outside all year long when you take some precautions and properly prepare your space? Consider these tips if year-round barbecuing is in the forecast for your family: Give your...
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home insurance coverage for roof wind damage

Strong, gusty winds can do some serious damage to your property — and especially to your roof, which could end up with missing shingles or damage caused by falling trees or debris. The good news is most home insurance policies include coverage for damage caused by windstorms. Learn more about...
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Home improvements that lower the cost of insurance

If you’re thinking about making some home improvements this year, why not choose projects that could help you save on home insurance? Here are seven premium-reducing upgrade ideas to get you started. Thinking about installing a sump pump or backwater valve in your home? Don’t wait — both...
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protect-business-cargo-heavy-equipment-theft

If your small business deals with cargo or heavy equipment, you know how crucial it is to keep your assets safe. Theft isn’t just a headache; it’s a costly risk that can seriously disrupt your operations. But with a few proactive strategies, you can significantly reduce the chances of your...
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Simple ways to avoid common home insurance claims

Whether you’re determined to keep your claims-free discount or you just don’t want to deal with the hassle that comes with completing repairs to your home, there are plenty of reasons why you’d want to avoid having to make a home insurance claim. Luckily, you can take some simple steps as a...
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How to get your home ready for fall

Each year, fall seems to come and go in the blink of an eye. It can feel like it goes from cool evenings and a faint smell of pumpkin spice to snow days and slippery sidewalks before you even have time to put on a toque. When it comes to your home, taking a little time to get prepared in the...
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5 green cleaning tips for your home and cottage

Day-to-day tasks like running the dishwasher and doing laundry have an impact on our environment, and many of the cleaning products we use in our homes (like bathroom cleaners, window sprays, and air fresheners) can be harmful to humans, animals, and our ecosystem. When it comes to getting your...
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What to expect during home inspection

These days, there are a lot of DIY methods for buying or selling a home – including the home inspection process. While it may seem tempting to skip a home inspection or to ask a handy friend or family member to complete it for you, hiring a licensed home inspector can help reveal any looming...
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How to prevent your hose bib from freezing

The outdoor faucet where you connect your hose (also known as the hose bib) can easily freeze in the winter if it isn’t properly drained. If water is left inside your hose bib and its supply pipe, they can freeze and burst , causing serious water damage inside or under your home. The good news...
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Quick and easy home inventory systems

Do you know the make and model number of your flat-screen TV? And what about the microwave you bought last week? Knowing these little details might seem unimportant, but taking some time to create a detailed list of your stuff now could save you a lot of time and energy down the road if you need...
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Insuring your big-ticket Christmas gifts

The holidays are a time for giving and receiving, but amidst the excitement, it's important to ensure your valuable new gifts are adequately protected. High-value items like jewelry , electronics, collectibles (like sports memorabilia or comic books), and even bicycles, may have special...
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packing list for winter hiking trip

Winter is a perfect time to explore the great outdoors. No bugs, crisp temperatures, and beautiful winter landscapes can provide ideal conditions for a daytime hiking trip, but you must be ready for frigid and sometimes harsh weather conditions. Follow this packing checklist to make sure you’re...
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What to do if there's water damage in your home

Did you know that water is the leading cause of home insurance claims in Canada? Whether flooding is caused by leaky plumbing or overflow from a nearby body of water, the insurance industry deals with billions of dollars per year in claims due to water damage. Follow these steps when you...
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