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can I let someone else drive my car

Whether your buddy needs to borrow your pick-up truck to move his couch or your daughter wants to drive your car to her college class twice a week, it’s not uncommon to want to lend your vehicle to another driver from time to time. But what happens if the person you lend your vehicle to gets...
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What is third-party liability insurance

Third-party liability coverage is the portion of an insurance policy that protects you if you’re sued (or threatened to be sued) for a physical injury or damage to someone else’s property. Also referred to as “legal liability coverage,” this section of your home or car insurance policy is set up...
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buying car insurance for a used vehicle

Whether you’re a new driver shopping for your first car or you’ve been driving for years, it’s no secret that buying a used vehicle instead of a brand new one can save you some cash up front. But how does buying a used car affect your car insurance coverage and the cost of your insurance? Here’s...
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Busting the top 5 myths about car insurance

When it comes to shopping for car insurance , there’s a lot to think about — and everyone seems to have advice and information to share. But how much of what you hear is actually true? Let us make things a little clearer by breaking down some of the most common myths about car insurance...
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home insurance coverage for dog bites

If you have a dog, you’ve likely wondered at one point or another, “what will happen if my dog bites someone, hurts another dog, or damages someone’s property? Will my insurance cover the damage?” After all, dogs are animals, and it’s impossible to predict or control their actions all the time...
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Can you use your personal vehicle for business

Whether you have a long commute to the office or you drive around on the job, you should know what kind of business use is covered by your personal auto insurance policy — and at what point you need to update your coverage or purchase a commercial policy. Let us break it down for you. What kind...
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Insurance for home daycares

From finding the perfect clients to childproofing your home before you open your doors, there’s a lot to think about when you’re planning on opening a home daycare — don’t let insurance fall through the cracks. We’ve got answers to some of the most common questions about insurance for home...
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Inside scoop on car insurance premiums

Whether you’re thinking of buying a new vehicle or just shopping around for a new car insurance provider, it helps to understand how insurance companies determine the amount you’ll pay for coverage. Let us break it down for you. How are car insurance premiums calculated? While there are...
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Do I need different insurance if I lease a vehicle

Car insurance is required by law across Canada, whether you’re leasing, financing, or buying a vehicle outright. Choosing to lease or finance a vehicle (rather than purchasing it outright) likely won’t have an impact on your premium, but the types of coverage you require may be different in each...
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Do I have to pay my deductible if I’m not at fault

One of the most common questions we hear during car insurance  goes something like this: “If my vehicle was damaged in a collision that wasn’t my fault, do I have to pay my ?” While each situation is unique and there’s no one-size-fits-all answer, let’s look at a few of the factors that help...
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Chirag Patel of North York wins 2017 Mercedes Benz CLA in Select Sweepstakes

NORTH YORK, ON, May 29, 2017 — “It’s unbelievable! This is the first time in my life that I’ve ever won anything,” said Chirag Patel, a network administrator at the privately-owned Metro College of Technology . “My wife and daughters are so happy that I won this beautiful Mercedes Benz. I...
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top 5 myths about condo insurance

So, you’re finally ready to buy that condo you’ve been dreaming about — and it’s time to shop for a condo insurance policy. Before you take the plunge, let us make it a little easier by breaking down five of the most common myths about condo insurance. “My condo corporation already has...
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car insurance for driving in the united states

When you’re planning on driving your own vehicle to the United States, it’s important to make sure your car insurance will have you covered for your entire trip. Whether you’re headed down south for two weeks or two months, talk to your licensed broker so they can make sure you have the...
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canadian car insurance collision in united states

Whether you’re taking a quick weekend getaway or you’re planning on staying in the States all winter, you should know that your car insurance policy probably has you covered if you get into a collision while you’re there. But if you do happen to get into a collision in the U.S., you may be...
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Group Insurance

Your Group Advantage® awaits. See if you’re eligible for exclusive insurance savings now!
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does changing your coverage affect your payments

Whether you're no longer making your daily commute or you're planning on putting your vehicle in storage because of the COVID-19 pandemic, you might be wondering how your car insurance  could change. Let's look at a couple of scenarios and break down the factors that go into determining whether...
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Commercial Vehicle Insurance

Commercial vehicle insurance you can count on. We’re on the road with you, protecting the vehicles you use for business.
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dash cams and car insurance

A vehicle is a big investment, so it makes sense that you’d want to protect it in as many ways as you can. A dash cam can be a great way to monitor what goes on around your vehicle. Installing one could help you prove who is at fault in the event of a collision (leading to an easier insurance...
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North York resident wins 2016 BMW 428i in Select Sweepstakes

TORONTO, JUNE 15, 2016 — Ms. Adriana Thimi, bakery manager at the Rosebury Square Sobeys store in North York, began living the dream today when she was presented the keys to a shiny new 2016 BMW 428i xDrive Gran Coupe as a vehicle winner in the Select Sweepstakes . The presentation took...
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Riding on water how to handle hydroplaning

Have you ever been driving during a downpour and felt your wheels lift and slide across the road, even just for a second? Or maybe you've driven through a big puddle a little too quickly and felt your back wheels sway from side to side? If you've felt one of these sensations while on the road...
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Helpful tech for a hands-free drive

Think about the last time you were in your car. Did you visit the drive-thru and eat your breakfast behind the wheel? When you heard your phone ring, did you feel tempted to pick it up? How many times did you reach over to change the radio station or adjust the air conditioning? Now more than...
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Car Insurance

You’re going places, and we can protect you along the way. Great coverage for your cars, trucks, vans, antique vehicles, snowmobiles, ATVs, motorcycles, mopeds, campers, and motorhomes.
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Orléans resident wins 2015 Toyota RAV4 AWD XLE in Select Sweepstakes

ORLEANS, ON, November 20, 2015 - Constable Steve Landon, a member of the Ottawa Police Association, is now the proud owner of a shiny red 2015 Toyota RAV4 AWD XLE as a winner in the 2015 Select Sweepstakes . As an existing group insurance client of BrokerLink, his broker entered him into the...
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The lowdown on deductibles

Have you ever looked through your insurance policy and felt like you were reading another language? Understanding insurance terminology might seem intimidating, but we’re working on changing that. Let’s break down deductibles . What is an insurance deductible and how do deductibles work? In...
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