Financial Lines Insurance

Comprehensive business and leadership protection

Economical is becoming Definity Insurance.
Same commitment, new look. 

Complete risk protection

Running a business means making important decisions in a complex and fast‑changing world. From leadership choices to cyber threats, our Financial Lines solutions help protect your business and leadership when claims or investigations arise — so you can move forward with confidence.

Protect your business

  • Specialized Financial Lines expertise
  • National support, local insight
  • Global coverage when you need it
  • Responsive, reliable service
  • Coverage tailored to your business
  • Financial strength you can trust

Who we cover

Every business faces unique professional risks. Our Financial Lines insurance protects operations across a wide variety of industries, including financial institutions, consultants, mining, oil & gas and manufacturing, technology firms, and more. Talk to a broker about your options.

What we cover

Depending on your organization and risk profile, Financial Lines coverage can include:

  • Directors & Officers (D&O) Liability
    Protection for directors and officers against claims related to leadership decisions
  • Errors & Omissions (E&O) Liability
    Protection against claims alleging professional negligence
  • Employment Practices Liability (EPL)
    Coverage for claims related to workplace issues such as wrongful dismissal or discrimination
  • Fiduciary liability
    Protection related to the management of employee benefit plans
  • Crime insurance
    Coverage for losses caused by employee dishonesty or fraud
  • Cyber liability
    Coverage for cyber incidents, data breaches, and privacy claims
  • Kidnap and ransom
    Support and coverage for extortion and kidnapping events
  • Identity theft
    Coverage related to identity fraud incidents

Our comprehensive product suite for Financial institutions also includes:

  • Financial institution bonds*
    Protection against losses from fraud, theft, and dishonest acts
  • Insurance company professional liability
    Coverage for claims related to professional services and business decisions
  • Independent review committee liability
    Protection for committee members carrying out oversight responsibilities
  • Asset management professional liability
    Coverage for claims arising from investment and asset management services
  • Private equity liability
    Protection for firms and leaders involved in private equity operations

*Available to firms registered under National Instrument 31-103, including Advisors, Dealers, and Investment Fund Managers, as well as Insurance Companies, Banks, Credit Unions, Trust Companies, and other Lenders.

Not all coverages are required for every organization. Your broker can help determine the right mix for your needs.

Get started today
Contact a broker near you to explore Financial Lines coverage and get a custom quote.