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Protect your car catalytic converter theft

Cases of catalytic converter theft are increasing across Canada, and drivers who discover that their catalytic converter has been stolen may struggle to have the expensive part replaced due to widespread supply chain issues. Find out everything you need to know about catalytic converter theft...
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what is accident benefits coverage

In your car insurance policy, the Accident Benefits section provides compensation if you, one of your passengers, or a pedestrian is injured in a car accident, regardless of who was at fault. It covers things like rehabilitation treatment, income replacement, and other services that are needed...
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What is no fault car insurance

If you think having no-fault car insurance coverage means you’ll never be considered “at fault” for an accident, you’re not alone — that’s a pretty common misconception. But in the insurance world, no-fault means something a little different. While the name might imply it’s about which driver...
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Preparing your vehicle for storage

When it comes to storing your vehicle for an extended period of time, it takes more than just throwing a sheet over it and locking it in the garage. If you aren't planning on using your car for the foreseeable future, there are some steps you can take to keep it in good shape until you're ready...
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Keeping your home safe under lock and key

Whether you’re debating over door fixtures for the new home you’re building or you’re considering swapping out your old deadbolt for a high-tech smart lock, choosing the right locks is key to keeping your home safe and secure. Learn more about the most common lock options and decide what’s right...
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Winter tire 101 driving in a winter wonderland

It’s no secret that getting from point A to point B in the middle of a Canadian blizzard can be tough, to say the least. Thankfully, there’s one simple step you can take towards a smoother, safer — and even cheaper — winter drive: installing a set of quality winter tires. Why use winter tires? ...
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Certified insurance company repair programs

So, you’ve got a new insurance policy for your home or car, and you’re keeping your fingers crossed that you’ll never actually have to use it. But on the off chance that something in your master plan goes awry and you have to make a , you might find yourself wondering whether or not you should...
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Business

Keep your income coming in. Protect yourself, your place of business, and commercial vehicles with business insurance and surety contract bonds.
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Backwater valve 101

A sewer backup can be caused by anything from clogged or grease-filled drains to tree roots, collapsed sewer lines, or heavy rain — and once a backup begins, it can do a lot of damage. The good news is there’s a simple way you can minimize your risk of having backed up sewage flow into your home...
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What information is needed for car insurance claim

When you’re involved in a car accident, it can be tough to stay calm. Even a minor fender-bender can make your head spin. But if you can keep your cool at the scene and do a little detective work , you’ll thank yourself later — and so will your insurer. Be sure to gather as much information as...
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q-a-how-to-assess-wildfire-risk

While wildfires were once a concern reserved for remote forested or grassland regions, wildfire season has quickly grown in severity, length, and reach across Canada. As Canadians prepare for another hot and dry summer, Craig Richardson, Senior VP and Chief Claims Officer at Definity, is...
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Supply chain disruptions car insurance claims

It's no secret that global supply chains have been under pressure since 2020 because of the COVID-19 pandemic. While many manufacturers have since bounced back, the automotive industry continues to see the effects. As a result, new vehicles and specific car parts aren't as readily available as...
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Changes to share with your home insurance company

From getting a new roof to starting a home-based business, there are certain changes you need to share with your home  to make sure you have the right coverage and you’re paying the right price. It’s also important to note that because many of these changes affect your risk level in different...
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Busting common home insurance myths

When you're shopping for home insurance, you'll probably come across a lot of helpful (and, let's face it, not so helpful) information — but how much of it is actually true? Let's break down five of the most common myths about home insurance. Myth: Home insurance only protects your property...
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Start the car! Tips to save on car insurance

When it comes to insurance, you don’t want to cut corners — but you don’t want to break the bank, either. Whether you already have car insurance or you’re in the market for a new policy, check out these money-saving tips to help you get the best price. Study up.  If you’re a brand new driver,...
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10 tips for storing your car for winter

While you might still be squeezing in those last few pre-winter rides with your most prized set of wheels, remember that storing a car for the winter means more than just throwing a sheet over it and locking it in the garage. Keep these 10 tips in mind as you prepare to put away your sports car...
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car insurance for teen drivers

If your teenager just passed their final driving test, they’re probably gearing up to look for their first car — and it’s more than likely that you’ll be enlisted to help them find insurance. Whether they’ve already found the perfect vehicle or they’re still in the test-drive stage, a licensed...
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Liability Insurance

We offer commercial liability for your industry, to protect you from accidents, lawsuits, and more.
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what to do before you have your vehicle towed

If you get into a collision and your vehicle is no longer safe to drive, it’s very likely that you’ll need to have it towed to a repair shop. But before you have your vehicle towed, it’s important to know your rights and know what to look out for when the tow truck driver arrives. While most tow...
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Can credit score affect business insurance

Your credit score is crucial to your small business’s day-to-day operations. Potential lenders, suppliers, and insurance companies will review your credit score to help calculate the risk of insuring your business. The higher your credit score, the better the terms and rates you may qualify for,...
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Pet-proofing your home in 8 simple steps

Whether you're planning to surprise your family with a cuddly kitten or adopt a full-grown dog from your local animal shelter, take these steps to prepare your space before bringing your new furry family member home: Securely close your garbage cans.  For many pets, an open garbage bin is...
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Insurance for your home based business

When you're thinking of starting your own business, it's easy to get lost in the details. What will I call my online shop? Who will design my logo? Where can I find the perfect cookie-cutter for dog biscuits shaped like hamburgers? While business insurance might not be the most exciting thing...
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Drive safely in the snow

Everyone enjoys walking in a winter wonderland now and then — but driving in the snow isn’t always as wonderful. Alongside topping up your windshield washer fluid and installing a set of winter tires , some slight adjustments in how you drive can help you stay safe on the road. Before you...
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Customizing home insurance coverage

When you’re shopping for home insurance, your licensed insurance broker will walk you through the process and help you understand the ins and outs of the coverage available to you. But before you have that conversation, we’ve got five tips to help you make sure you get the right coverage right...
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emergency preparedness plan for small business

Owning a small business comes with a lot of responsibility. Between balancing employees, maintaining your property, and protecting your business from liability , you have a lot on your mind. In our Canadian climate, small-business owners also must contend with severe weather that can throw some...
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