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15 items your home insurance might not cover

You count on your home insurance to protect you when you need it most — and when you’re dealing with an emergency, the last thing you want to worry about is whether or not all of your belongings will be covered. The good news is, the majority of your stuff is probably covered by your standard...
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Top 10 tips for saving on home insurance

Whether you’re buying your first home , getting ready to downsize , or you’ve recently experienced an increase in the cost of your home insurance, we’ve got some of the best money-saving tips to help you get the right coverage at the right price. Go for a newer home. If you’re in the...
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Must-have items for a safe cottage getaway

Cottage season is in full swing. Whether you're heading up to the cottage for two days or two weeks, you've probably got your bathing suits, towels, and inflatable unicorn floatie covered — but here are 11 more items to pack for a safe stay: LED candles, lanterns, and flashlights. Summer...
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What is the role of an insurance claims adjuster

Your insurance company wants to help make it as easy as possible for you get back to normal after an unexpected loss. If you make a , you'll be assigned a claims adjuster, sometimes called an insurance adjuster, a claims specialist, or a claims representative. No matter the title, the adjuster...
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How to prepare for an emergency at home

Dealing with an emergency at home is never easy — but it can be easier to manage when you’ve completed some simple tasks ahead of time and have a plan in place to help keep your whole household safe if the unexpected happens. Watch this quick video to learn how you can protect your property...
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Our Stories in Action

Get to know our business, brokers, and customers through their stories in action. Because their stories are our stories too.
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Careers

Find your next career opportunity at Definity. Flexible, hybrid working conditions, career growth and development, benefits, share ownership, and more.
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Newsroom

Get to know Economical® through recent news releases, quick facts, media kits, and access to our in-house experts.
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About Us

Founded in 1871, we’ve been protecting Canadians’ homes, cars, businesses, and farms for a long time. Our promise? We'll be there for you when you need us most.
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How farmers can adapt to climate change

Climate change is affecting everyone, including farmers. Extreme weather events are getting more frequent and severe, summers are getting hotter and drier, and the winter months are shorter and warmer, which may affect your operations. Stay one step ahead of climate change by understanding how...
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Accommodation Policy

Our accommodation policy is in place to assist employees who need modifications when their ability to perform their job duties is restricted.
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Top tips for a safe and spook-tacular Halloween

Yes, it’s that time of year again — when little goblins, ghosts, and ghouls get decked out and tear through the neighbourhood on a hunt for sweet treats. There’s nothing quite like the look of delight on your kids’ faces when they sort through their goodies at the end of the night — not to...
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How Canadian farmers can prepare for pest infestations

As climate change progresses, abnormal weather patterns will result in larger pest populations across Canada. Pest infestations can reduce agricultural productivity and wreak havoc on farms. From invasive insects to plant diseases, pests can destroy property, disrupt ecosystems, and create...
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Home renovations that increase property value

When dreaming up your next home renovation project, the possibilities may seem endless. After all, who doesn't want an inground pool, a built-in bar in the basement, or a jacuzzi tub? Unfortunately, not everyone agrees on which improvements enhance a home. If there's a chance you'll be selling...
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Our History

Our past, present, and future. Get to know where we’ve been and where we’re headed as one of Canada’s leading property and casualty insurance companies.
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How Canadian farmers can winterize their operations

Winter in Canada means more than just a wardrobe change. For farmers, it’s a crucial period of preparation. Planning for cold conditions now can prevent potential setbacks and expenses come spring. Follow this guide of essential winterizing tips to protect your land, buildings, and equipment...
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Preparing your farm for flood season

It’s no secret that Canadian weather can be a bit unpredictable. The arrival of spring may bring a welcome end to a cold winter, but spring thaw (along with spring rain) can also bring flooding. Floods can cause major headaches for your farm, ruining feed storage and damaging equipment. But don...
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Measure basement’s risk of flooding

As climate change creates more severe weather events, many of which result in water damage to Canadians’ homes, some houses are more at risk for flooding than others. According to the Institute for Catastrophic Loss Reduction , these factors — among others — can increase your basement’s risk...
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preparing your farm for wildfire season

A wildfire can be devastating — threatening the livelihoods, homes, and equipment of Canadian farmers. But the good news is, with a little prep, you can reduce your risk of damage and protect your operation. Why is wildfire preparation so important? Wildfires in Canada can spread fast, fueled...
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How to protect your space from pests

Animals are a beautiful part of our Canadian landscape, but even the smallest of neighbourhood rummagers can do a great deal of damage to your home and property. It’s not always easy to predict when pesky pests like raccoons, squirrels, skunks, or chipmunks (or coyotes and bears in more rural...
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Preventing a flood in your home

Most standard home insurance policies come with limited coverage for water damage. According to the Insurance Bureau of Canada, 1.5 million households are at risk of flooding , so it’s more important than ever to make sure your insurance policy has the right coverage against water damage...
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how to save for a new house

For many Canadians, especially first-time homebuyers , saving enough money to buy a house can seem daunting. With the rising cost of living and competitive housing markets in many areas across the country, putting enough money aside to become a homeowner may even seem impossible. However, small...
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How to be more eco-friendly at home

If you’re trying to be more eco-friendly at home, we have good news! There are several simple lifestyle changes and home upgrades you can make to consume less energy, produce fewer emissions, and decrease your carbon footprint. Follow these simple steps to be more sustainable — right from the...
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What are heat pumps

Thanks to Canada's cold winters and hot summers, a significant amount of energy is used to heat and cool homes each year. Fortunately, new technology is making it easier to produce fewer emissions without forcing you to compromise your comfort. If you're hoping to make your home more...
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How to keep that dammed ice off your roof

Those glistening icicles hanging from your roof may give your home that quaint, wintery look you love, but they could also be trying to tell you that something isn’t quite right. Icicles can be a telltale sign that an ice dam has formed on your roof, preventing melting snow from escaping through...
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