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Poultry farm insurance and so much more

  • Farmhouse (own/rent)

  • Farm Buildings

  • Cars, Vans & Trucks

  • Produce & Crops

  • Machinery

  • Livestock

  • Liability

Things we can cover

  • Your home & property
  • Farm machinery
  • Fuel and fuel tanks
  • Farm buildings & sheds
  • Boilers & equipment breakdown
  • Computer hardware
  • Vehicles & accident repairs
  • Livestock & carrying vehicles
  • Business interruption
  • General liability (& defence fees)
  • Harvested crops and spoilage
  • Theft and vandalism
  • Heat prostration
  • Pollution liability, and more…

Talk to a broker to learn more

Who we can cover

Our Premier Poultry solution protects large-scale producers who want flexible, customized coverage and great value. You could qualify for Premier Poultry coverage if your poultry operation:

  • Has a minimum of 10,000 birds
  • Is your main source of revenue
  • Is 100% Canadian owned
  • Is an independent or family owned business (partnership or corporation)
  • Has been in business for at least 5 years
  • Has modern facilities and machinery
  • Has quality control and management practices in place

Talk to a broker about your options

Keeping you safe and sound

We're committed to helping you stay safe on the farm (PDF)

Our in-house team of risk consultants can help you identify hazards and avoid accidents and losses before they happen. Included in our complimentary loss-prevention program:

  • On-site analysis of heating and electrical systems, overall farm property liability, and environmental risks
  • Training seminars, prevention tools and tips
  • Analysis of claims and accident trends

Learn more about how our Risk Services consultants can help you: Watch Video

Putting farmers first

We’ve been putting farmers first for over a century. Founded by farmers, we’re committed to protecting Canadian farming families with customized insurance solutions for their homes, cars, trucks, machinery, and operations.

We’ve got the experience and expertise to protect your way of life.



A deductible is the amount that you agree to pay (out of pocket) for claims-related expenses before your insurance company pays for the remaining costs.

Let’s say you have an accident and the total approved cost to repair damages is $5,000. If you chose a $500 deductible when you purchased your policy, you would need to pay for the first $500 worth of expenses, and we would cover the remaining $4,500.  

Although this is how a deductible applies on most policies, we will waive the deductible for Premier policies with a loss that exceeds $50,000 or 10 times the deductible amount you’ve chosen.

TIP: Choosing a higher deductible will lower your insurance premium. Just be prepared to pay for any costs up to that deductible amount when you need to make a claim.

Above and beyond the standard coverage you’d expect from your policy (e.g., fire, wind, etc.), we also provide unique and necessary coverage for poultry operations — it’s automatically included for qualifying risks.

  • Electrical power interruption: Keeping your barn’s ventilation system going is essential. In the event it goes down and your birds perish, we’ve got you covered.
  • Heat prostration: You’re also protected in situations where it’s so hot and humid that no amount of ventilation will cool the birds enough to prevent casualties.

To qualify for this coverage, you must have automatic generators and alarms that are tested regularly and monitored 24/7. Heat prostration also requires your barn to have adequate ventilation and it cannot be overstocked.

Livestock must be insured to the maximum value at its finished stage. We take this into account when determining premiums, knowing that birds are worth more when they’re finished than when they first came in (this varies of course depending on the type of operation). 

When poultry operations face a loss, like fire to a broiler barn, the impact can be significant. Although optional, we strongly suggest adding coverage for business interruption, as it will replace lost income for up to 18 months after an insured loss. Coverage does not stop when your barn is rebuilt — we understand it could take some time for birds to repopulate your barn, so we’ll continue to replace lost income during that time.   

TIP: For the best level of protection, carry both business interruption and livestock coverage. In the case of a broiler barn fire where birds have only been in the barn for two weeks, your coverage would cover the costs of rebuilding your barn, including attached equipment and the market value of the birds at the time of the loss. But, the market value on two-week-old birds is low. Without business interruption, you won’t have coverage for the following:

  • Full value of the birds at the time they would have been sold (business interruption picks this up under loss of income)
  • Loss of income until the barn is rebuilt
    • You may be able to find a barn to lease, but the barn owner typically retains half of the profits
  • Loss of income from the time the barn is rebuilt until it’s restocked with birds