Our definition of farm produce includes harvested crops, seeds, herbicides, pesticides, commercial fertilizers, milk, eggs, fruit, vegetables, and anything that’s an agricultural product of the soil. This coverage also extends to packing, wrapping, and advertising materials used with harvested produce.
With Premier Cash Crop Insurance, your farm produce is automatically covered for $100,000 for no charge, and coverage is broad form, including consequential loss with no co-insurance. No co-insurance still applies if this coverage is increased.
If you forget about produce in bins at a location you rent and lose produce, there is no-co insurance clause. The full $100,000 automatic coverage – or more, if increased – would apply to your lost grain at that location. Your standing and swathed grain, seed, hay and straw crops are also automatically covered for up to $100,000. Coverage is provided for losses caused by fire, vandalism or malicious acts and theft.