Moving day can be stressful. Reduce stress by making sure your stuff is covered.

We know what you’re thinking. I can’t afford to buy insurance. I just graduated and still have to pay off my student loans. But how much do you think it would cost to replace all of the items in your apartment? Let’s do a little math…

What’s your stuff really worth?

As a new grad, you’ve probably become a pro at pinching pennies. But everything adds up, and even the “little things” are worth more than you might think.

In the bedroom

  • Queen-size mattress, $1,000
  • Sheet set, $150
  • Duvet, $150
  • Shoes (heels and runners), $650
  • Tablet and case, $890

Total: $2,840

In the office

  • MacBook Pro, $1,600
  • Printer/scanner, $100
  • Textbooks, $1,500
  • Office furniture, $500

Total: $3,700

In the living room

  • Flat screen TV, $400
  • BluRay player, $100
  • Coffee table, $200
  • Sofa bed, $1,000
  • Shelving unit with DVD and book collection, $1,500
  • Dining table & chairs, $400

Total: $3,600

In the kitchen

  • Smoothie maker, $200
  • Microwave, $400
  • Groceries, $60
  • Pots and pans set, $700
  • Le Creuset casserole dish, $300

Total: $1,660

And the grand total is — drumroll, please… $11,800

That’s a lot of stuff you’d have to replace if it were stolen or lost in a fire. Thankfully, tenant insurance has your back. Talk to a licensed broker to learn about your options and get covered today.

The prices listed above are estimates based on current retail trends, and they are intended to illustrate the approximate value of items that might be found in your home.

Economical Insurance includes the following companies: Economical Mutual Insurance Company, Waterloo Insurance Company, Perth Insurance Company, The Missisquoi Insurance Company, Sonnet Insurance Company. ©2016 Economical Insurance. All rights reserved. All Economical intellectual property, including but not limited to Economical® and related trademarks, names and logos are the property of Economical Mutual Insurance Company and/or its subsidiaries and/or affiliates and are registered and/or used in Canada. All other intellectual property is the property of their respective owners.

All in all, you likely have at least $12,000 worth of stuff that you’ll have to replace if the unthinkable happens. Not only will you need to find a new apartment and pay for a place to stay in the meantime, but without tenant insurance, you’ll likely need to replace that $1,600 laptop and $1,000 mattress yourself — not a small price to pay with student loans still looming. (Plus, tenant insurance takes care of the tax, too.)

Tenant insurance has you covered when it matters most. Consider it a promise that when the unexpected happens, you won’t be left alone to pick up the pieces. Talk to your broker to learn more.