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We are one of Canada’s leading special risk providers since 1968. We understand that not every insurance need fits into a standard box. We have policies that can be customized to suit your situation, whether you’ve had multiple claims, or gaps in coverage.

Ask your broker about special risk coverage 

neighbourhood homes

When your beauty of a home is a beast to insure Learn more about special risk home insurance  

Whether you own a vacant home, live a distance from your investment property, or you’ve had one too many claims, we’ve got an insurance solution to suit your unique situation.  

Person standing beside their car

When your car insurance takes a detour Learn more about special risk car insurance  

In a perfect world, insuring your car is a straight route from point A to point B. But in real life, it’s not always so simple. If you’ve had a few accidents or multiple tickets, we can help.